Commercial Buildings

Commercial Mortgages

We specialize in all types of commercial mortgages: office, retail, industrial, and multi-family real estate. Regardless of what phase of development you’re in, we’re here to take care of you. We currently have a portfolio of over 300 lenders and fund loan amounts up to $10 million, so we’re confident we’ll be able to cater a mortgage experience to fit your needs. Because each commercial mortgage transaction is so unique, it takes an experienced and knowledgeable loan officer to obtain appropriate financing. Our commercial mortgage division is comprised of exceptional loan officers with decades of experience, so you’ll always be in good hands whether you are purchasing or refinancing.


SBA 504 Transactions

Are you a business-owner looking to purchase a commercial property? If so, a government guaranteed SBA 504 loan might be exactly what you’re looking for. The main benefits of an SBA 504 loan are the following:

  • Up to 90% financing on owner-occupied commercial real estate
  • Longer loan amortization
  • No balloon payments


Stated Income Loans

For borrowers that aren’t usually qualified for our conforming loan programs (high debt-service-coverage ratios, or inability to provide income documentation), the stated income program is an attractive option.

Offered on single and multi-family non-owner occupied residential properties, our stated income programs may be exactly what you need. Programs such as these have become viable options for borrowers with a higher loan-to-value percentage requirement, and for those who prefer not to pay the higher financing costs associated with hard money loans or adhere to the shorter terms typically offered.


Foreign National Loans

For foreign nationals interested in acquiring investment properties in California or Texas, we can provide a foreign national loan without requiring a social security number or a credit score. We offer this program through our partner firm, an asset-based lender, which requires a down payment.


Private Money Loans

If your financing needs are not met by traditional bank loans, then our private money option might be the solution. Rather than focusing on your credit or income, our private money loans focus completely on the equity available in a property. These loans are also perfect for investors looking to rehabilitate properties with the intention of selling them shortly after their renovations. The decision time on these loans is typically fast and approvals are issued within 24 hours.